Rate change effect from 21/06/2023
| Deposit Schemes | ||
| Saving Deposit | ||
| Rate of Interest | 4 % | |
| Period | No Limit | |
| Daily Deposit | 4 % | |
| Normal | Senior Citizen | |
| Monthly Deposit | ||
| Fixed / Ekta / Recurring Deposit | ||
| 30 Days to 180 days | 4.50 % | 5.00 % |
| 181 Days to 12 Months | 6.00 % | 6.25 % |
| 13 Months to 36 Months | 6.75 % | 7.00 % |
| Ekta Nidhi Deposit | 8.15 % | 8.25 % |
| 12 Months (Simple Interest) |
Loan Interest
| Personal Loan | 11.50 % |
| Gold Loan | 8.50 % |
| Mortgage Loan | 11.50 % |
| Housing Loan | 9.00 % |
| Shop / Gala / Machinery Purchase | 11.00 % |
| Deposit Loan | 1.00 % |
| Vehicle Loan (Personal) | 10.00 % |
| Vehicle Loan (Business) | 10.50 % |
| Auto Loan | 14.50 % |
| Business Loan | 11.50 % |
| Education Loan | 9.00 % |
| Daily Dep Loan | 8.00 % |