Rate change effect from 21/06/2023
Deposit Schemes | ||
Saving Deposit | ||
Rate of Interest | 4 % | |
Period | No Limit | |
Daily Deposit | 4 % | |
Normal | Senior Citizen | |
Monthly Deposit | ||
Fixed / Ekta / Recurring Deposit | ||
30 Days to 180 days | 4.50 % | 5.00 % |
181 Days to 12 Months | 6.00 % | 6.25 % |
13 Months to 36 Months | 6.75 % | 7.00 % |
Ekta Nidhi Deposit | 8.15 % | 8.25 % |
12 Months (Simple Interest) |
Loan Interest
Personal Loan | 11.50 % |
Gold Loan | 8.50 % |
Mortgage Loan | 11.50 % |
Housing Loan | 9.00 % |
Shop / Gala / Machinery Purchase | 11.00 % |
Deposit Loan | 1.00 % |
Vehicle Loan (Personal) | 10.00 % |
Vehicle Loan (Business) | 10.50 % |
Auto Loan | 14.50 % |
Business Loan | 11.50 % |
Education Loan | 9.00 % |
Daily Dep Loan | 8.00 % |